MISTAKES HAPPEN
Every year a great percentage of those decide for a mortgage had (inaccuracies) errors in their credit report.
When you spot them, it’s up to you to fix them.your credit report will come with information on how to challenge items contained in it that you find false or untrue.you can also find guidance on the credit bureau sites about filing a claim.Follow the instructions to a T, and keep a good record of your dispute. You should get a response within thirty to sixty days.
UNDERTAND:
THERE IS MORE TO THE HOME BUYING PROCESS THAN MORTGAGE PAYMENTS
Many first-time homebuyers decide to buy when they
feel ready for a mortgage. But just because they can
afford the mortgage payments doesn’t mean they can
afford to own a home.
They have an idea of what their mortgage payment is going to be, but they don’t realize there’s much more to it.
Property insurance, taxes, homeowners association dues, maintenance, and higher electric and water bills are some of the costs that first-time homebuyers tend to overlook when shopping for a place.
Keep in mind property taxes and insurance have a tendency of going up every year. “Even if you can afford it now, ask yourself if you’ll be able to afford the increased costs later.”
