There is one way to get a low-down payment loan without paying for private mortgage insurance (PMI) . It’s called an 80/10/10 ( eighty- ten-ten) or an 80/15/5 9 (eighty- fifteen-five) loan. The concept here is that you’re essentially getting two loans simultaneously, a regular 80 percent loan-to-value ratio first …

Remember, when going to apply for a loan , you’re in the driver’s seat. You’re giving them your business, not the other way around. if a lender seems condescending or doesn’t treat you fairly or with civility, take your business elsewhere. STARTING YOUR SEARCH the first thing to do when …

-When you ask for a copy of the board minutes, you should also request a copy of the rules and regulations of the building. many properties have pet restrictions, which you’ll want to know before make your offer. -you can’t escape property taxes, but you can fight them. -It’s a …

Assessment or Homeowners’ association fees. assessments are fees that you , the owner, pay for the upkeep of property held jointly with others owners. you’ll have to pay some sort of monthly or annually assessment if you choose to buy a condo, co-op, or townhouse. if the single-family home you …